That was then
Health insurance used to be simple. For many employees, benefits were given as a perk. Employers chose from a few similar plans, paid the premiums and gave employees their insurance cards. There were no enrollment periods, no PPO's, HMO's, FSA's, or MSA's. Most people thought COBRA and HIPPA were animals found in a zoo!
This is now —
Legislation and other industry changes have had a profound impact on how employee benefits are offered. Employers are faced with a confusing number of options—and the cost of choosing incorrectly, or of ignoring current insurance laws, can be devastating.
It takes someone who knows the industry, keeps up on insurance plans AND legislative issues to steer small businesses on a course that avoids costly mistakes.
Karla Rockwell helps her clients find the solutions that best fit them and their employees. An active advocate for consumers, she regularly visits legislators in Springfield and Washington. She has served on advisory committees, which have helped draft legislation for the regulation of insurance licensing and favorable tax treatment for long term care coverage. She is passionate about helping small business owners stay in business while complying with insurance laws, providing the highest level of coverage to their employees at the lowest cost.
Staying current on the latest pending state and federal legislation allows Karla to help her clients mitigate the impact on their businesses and their lives. Representing the top insurance carriers in the industry allows Karla to offer her clients information on available benefits, providers, networks and carriers.
Benefits Coverage Programs include:
Benefits Services include:
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