The new insurance available to you is changing on 1/1/2014. Policies are now being rated exclusively by age; not gender. IBM just yesterday announced that it would be eliminating coverage for employees over 65, and giving them a stipend to buy individual insurance.
The reason for this is that what may have cost $400.00 for a 65 year old male per month in the state of Illinois may now cost over $1,000.00 per month. Purchasing Medicare part B coverage from the Government and a Medicare Supplement on the open market will cost half as much or better than it will cost your employer to keep you on the group. Contact me to look into Medicare coverage. You’ll be pleasantly surprised.
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